Spanish Casino
The term “Spanish” came from the fact that many Spanish card games used a 48-card, rather than a 52-card, deck. As such, Spanish 21 has 48 cards. The missing four cards are the 10s. Yes, removing the 10s in the deck give the house a much bigger advantage, but the casino has attempted to appease you by making some rule changes.
On This Page
- Casino Zaragoza Gambling is an extremely popular pass time is Spain. In fact, it is estimated that Spain ranks third in the world in the amount of money its citizens spend on gambling each year. It is not surprising, then, that there are over 40 land-based casinos in Spain, spread in all of the country’s major cities and regions.
- We want to remind you that Spanish 21 is a version of blackjack that is quite popular in some countries. Sometimes it can be found under the name of Spanish Blackjack. The main feature of this game is the fact that it is played using so-called Spanish decks consisting of forty-eight cards (without four tens).
Introduction
Spanish 21 is a variation of blackjack, that in some cases is the best bet in the casino. In locations where the dealer stands on a soft 17, or redoubling is allowed, Spanish 21 may be a better bet than blackjack, depending on the specific blackjack rules. If you are looking for a change of pace from traditional blackjack but insist on a game with a low house edge, then you may find new excitement in Spanish 21.
In Australia and Malaysia, Spanish 21 is called Pontoon. There are some rule changes in Australia, which merit a separate page. For all the details please visit my page on Australian Pontoon. To make matters more confusing, there is another similar game, but different enough to warrant a separate page, called Player's Edge 21.
Following is a list of known aliases of the game:
- Betsoft, a major provider of software for Internet casinos, offers Spanish 21 under the name Pirate 21.
- The Casino Bregenz in Austria changes the name to Blackjack Exchange.
The Rules
Spanish 21 uses six or eight Spanish decks, each deck consisting of 48 cards — the regular 52 cards less the four tens. Any card counter can tell you that removing any 10-point card from the cards moves the odds in favor of the dealer. To make up for this, Spanish 21 gives the player a host of bonuses and favorable rules. There are lots of Spanish 21 games all over the country, so rules will vary somewhat from place to place, but the usual rules in the player's favor are:
- Late surrender allowed.
- Double after split allowed.
- Re-splitting aces allowed.
- A player 21 always wins.
- Player blackjack beats dealer blackjack.
- Player may double on any number of cards.
- Player may usually hit and double down after splitting aces.
- Player may surrender after doubling, known as 'double down rescue.' The player forfeits an amount equal to his original bet.
- A five-card 21 pays 3 to 2, a six-card 21 pays 2 to 1, a seven or more card 21 pays 3 to 1. Bonus not honored after doubling.
- A 6-7-8 or 7-7-7 of mixed suits pays 3 to 2, of the same suit pays 2 to 1, and of spades pays 3 to 1. These bonuses do not pay after doubling.
- Suited 7-7-7 when the dealer has a seven face up pays $1000 for bets of $5-$24 and $5000 'Super Bonus' for bets of $25 or over. In addition, all other players receive a $50 'envy bonus.' This bonus does not pay after doubling or splitting.
Variable Rules
- Dealer may hit or stand on a soft 17.
- 6 or 8 Spanish decks can be used.
- Some casinos allow redoubling, up to three times.
- I have heard of some casinos not allowing surrender or drawing to split aces, but it isn't the norm.
- A face card and ace after splitting has been known to count as a blackjack, at at least one casino.
- There has been a lot of debate through the years whether the bonuses are payable after a split. First, there is almost no argument that they do not pay after doubling. However, the way the game was designed, all bonuses except the Super Bonus are supposed to be payable after splitting. However, most casinos do not pay the bonuses after a split. The effect of not allowing the bonuses after splitting is very small, around 0.01%.
Strategy
Following is my Spanish 21 basic strategy when the dealer hits a soft 17.
Next is the Spanish 21 basic strategy when the dealer stands on a soft 17.
Note: If drawing to split aces is not allowed, and the dealer stands on soft 17 (as is the case at the Mohegan Sun), then hit A,A vs A.
The next table if for when the dealer hits a soft 17, redoubling is allowed, and the player has not already doubled.
The next table if for when the dealer hits a soft 17, redoubling is allowed, and the player has already doubled, which limits his options to stand, surrender, and double again.
Many readers have expressed doubt about my advice to hit 17 against an ace with 3 or more cards. However, I stand by what I said. The player will save about 2.8% of the initial wager by hitting as opposed to standing. The dealers will advise against this play and the other players may curse the day you were born, but trust me, the odds favor hitting.
Following is the house edge under various common rules, before considering the Super Bonus.- Dealer stands on soft 17: 0.40%
- Dealer hits on soft 17, redoubling allowed: 0.42%
- Dealer hits on soft 17, redoubling not allowed: 0.76%
Super Bonus
The probability of hitting the Super Bonus is 1 in 668,382, with six decks, and 1 in 549,188 with eight decks. The reduction in the house edge depends on the bet amount, and to a lesser extent, the number of players. With no other players, and bets of exactly $5 or $25, the Super Bonus lowers the house edge by 0.030% in a six-deck game, and 0.036% in an eight-deck game. At a bet of exactly $5, the Envy Bonus lowers the house edge by an additional 0.0015% in a six-deck game, and 0.0018% in an eight-deck game, per additional player.
For bet amounts other than those indicated above, the benefit of the Super Bonus will go down as the bet amount goes up.
No Draw to Split Aces: At the Mohegan Sun drawing to split aces is NOT allowed. The effect of this rule is to increase the house edge by 0.29%.
Ace and 10 after splitting aces pays 3 to 2: I have an unconfirmed report that at at one time the Meskaki casino in central Iowa paid 3 to 2 on an ace and 10 after splitting aces. I have another unconfirmed report that as of Aug. 2010 they removed the Spanish 21 table completely. According to my calculations this lowers the house edge by 0.16%. Otherwise they hit a soft 17 and no redoubling, for an overall house edge of 0.60%.
Doubling only allowed on first two cards: I had a false report that a casino in Malaysia didn't allow doubling on any number of cards. If such a rule did exist, it would increase the house edge by 0.16%.
Match the Dealer
Match the Dealer is a side bet found in both blackjack and Spanish 21. The player wins for each of his initial two cards that match the dealer's up card. Matches in rank only pay less than a match in rank and suit. The following tables show the various pay tables that I am aware of for Spanish 21.
Match the Dealer — Six Decks
| Event | Combinations | Probability | Pays | Return |
|---|---|---|---|---|
| Two suited matches | 10 | 0.000244 | 18 | 0.004386 |
| One hard and one each match | 90 | 0.002193 | 13 | 0.028508 |
| Two non-suited matches | 153 | 0.003728 | 8 | 0.029824 |
| One suited match | 1320 | 0.032163 | 9 | 0.289467 |
| One non-suited match | 4752 | 0.115787 | 4 | 0.463147 |
| No matches | 34716 | 0.845886 | -1 | -0.845886 |
| Total | 41041 | 1 | 0 | -0.030555 |
Match the Dealer — Eight Decks
| Event | Combinations | Probability | Pays | Return |
|---|---|---|---|---|
| Two suited matches | 21 | 0.000287 | 24 | 0.00689 |
| One hard and one each match | 168 | 0.002297 | 15 | 0.034448 |
| Two non-suited matches | 276 | 0.003773 | 6 | 0.022637 |
| One suited match | 2464 | 0.033683 | 12 | 0.404194 |
| One non-suited match | 8448 | 0.115484 | 3 | 0.346452 |
| No matches | 61776 | 0.844477 | -1 | -0.844477 |
| Total | 73153 | 1 | 0 | -0.029855 |
C4
The Casino Bregenz in Austria offers Spanish 21 but calls it Blackjack Exchange. They tack on a side bet called the C4, which is analyzed below. The table is based on six decks and assumes that if the player qualifies for more than one win, he only gets the higher win. The lower right cell shows a house edge of 14.48%.
C4 — Six Decks
| Event | Combinations | Probability | Pays | Return |
|---|---|---|---|---|
| Four of a kind | 500 | 138,138 | 0.000337 | 0.168467 |
| Straight | 20 | 3,649,536 | 0.008902 | 0.178032 |
| Flush | 12 | 5,647,896 | 0.013776 | 0.165310 |
| Two pair | 10 | 5,941,728 | 0.014492 | 0.144925 |
| Three of a kind | 8 | 7,330,752 | 0.017880 | 0.143044 |
| All other | -1 | 387,278,420 | 0.944613 | -0.944613 |
| Total | 409,986,470 | 1.000000 | -0.144836 |
Following is the house edge of the C4 for other numbers of decks.
- Four decks: 18.49%
- Eight decks: 12.41%
Methodology
The Spanish 21 strategy found here is based on a combinatorial program which considered both card composition and the six deck nature of the game. In addition an infinite deck model was created in Excel, of which the basic strategy nearly agreed with that of the combinatorial model. The basic strategy found here does not agree with that of the late Lenny Frome in some borderline situations. Frome's strategy can be found in such books as 'Secrets of the New Casino Games' (Marten Jensen) and 'Armada Strategies for Spanish 21' (Frank Scoblete). Although I have a great deal of respect for Frome and his body of work, I strongly feel that his basic strategy is incorrect. I speculate he did notincorporate the double down surrender feature correctly into his analysis. My strategies also agree with those of Katarina Walker, who has done an amazing job analyzing Spanish 21 and its cousin, Australian Pontoon, as well as an independent analysis by Mike Hopson.
Acknowledgments
I would like to give a huge thanks to Katarina Walker for correcting some minor strategy errors in this page. She is the author of The Pro's Guide to Spanish 21 and Australian Pontoon.
Links
German translation of this page.
Written by:Michael Shackleford
Spain is a member of the European Union and the native currency of Spain is the Euro. Thanks to the Euro, citizens of Spain have access to lots of online gambling sites. Europe is a major market for online casinos, especially after many were forced out of the North American market. Because of a focus on the European market, it’s easy to find online casino sites that do business in Euros.
Spanish online casinos are any online casino sites that accept bets from citizens of Spain and allow financial transactions in Euros. Though the legal landscape of online gambling in Spain is changing, Spanish people do for the most part currently have access to legal online gambling. Big changes are on the horizon for online gambling in Spain, as the Spanish government moves to regulate and control online casino gambling much like state governments in the US or governments in some regions of Europe.
Is Online Gambling Legal in Spain?
Spain has fairly relaxed gambling laws. All forms of gambling are legal in Spain, including traditional casino gambling, online casino play, lotteries, and sportsbooks. All of these forms of gambling are controlled by the government, but are available in some form in Spain’s borders.
Legal gambling in Spain is a product of the late 20th century. For 150 years of Spain’s history, from the early 19th century into the 1970s, all forms of gambling were illegal in Spain except for state-sponsored lotteries. In 1977, the Spanish government, hurting for new sources of revenue, legalized and started regulating skill-based gambling. It took another four years for the Spanish government to get comfortable enough with gambling revenue to legalize games of chance, so slot machines and other luck-based games weren’t legal until 1981.
These days, the Spanish gambling industry is in a period of renaissance, making Spain one of the busiest gambling nations in the world. The Spanish people spend twice as much on gambling every year as the gambling-happy UK. Because of heightened activity in gaming, new legislation has been passed or is in the works to give the Spanish government a piece of the online gambling pie.
In 2008, Spain was divided into 17 gambling districts, with each region given the exclusive power to grant gambling licenses. As of this writing, Spain is home to 40 casinos and more than 250,000 gambling machines such as slots in airports and bars. The only country with more standalone gaming machines is the UK. Sportsbooks are hugely popular in this football-crazed country, with legal sports gambling making up a big chunk of the increased gaming revenue throughout Spain.
In order to gain a foothold in the online market, new legislation about online gambling in Spain is changing as this is being written. Starting in 2002, the Spanish government started researching ways to regulate and legalize online gambling and allow for online casino sites to earn gaming licenses from the Spanish government. According to industry analysts, we will see Spanish-based online gambling licenses available to EU-based casino site operators sometime in the next two years.
In short, online casino gambling is fully legal throughout Spain. In fact, Spanish gamblers will soon have a lot of new options for online gambling, thanks to the Spanish governments involvement in the control of online gambling websites.
Spanish Online Casinos & Playing For Real Money in Euros
The Euro is one of the most valuable currencies in the world, and also one of the most widely-accepted currencies at online casino sites. Finding a casino that does business in Euros can save you from paying stiff fees or spending time and money converting your own currency.
Since citizens of Spain use the Euro as their native currency, it is important for online gamblers in Spain to play at real online casinos that accept financial transactions in Euros. Currency conversion is a possibility, especially since so many eWallets and other payment transfer methods have their own currency conversion systems, but since so many online casinos accept the Euro for deposits and withdrawals, there’s no reason to choose the expense of currency conversion and the time added to your transaction while you want for your currency to convert.
While you’re at it, look for casinos that offer their software or customer support services in Spanish. Many Spanish people speak Spanish as their native language, though a small portion of the population of Spain speak Catalan. It is far easier to find an online casino that supports the Spanish language than one that supports Catalan. But the good news is, many international casino websites do offer Spanish software or customer service. With so many online casinos catering to Spanish players, it doesn’t make sense to stumble through another language or struggle to use another currency.

The Future of Online Casinos in Spain
Casinos In Madrid Spain
For the first time since gambling was decriminalized in 1977 and then again in 1981, there have been big changes to Spanish online gambling law, and more are on their way.
The Spanish Council of Ministers is working on legislation that is being fast-tracked through the Spanish political system to put laws in place that build a tax plan for all online bets. These laws will also outline the legal framework for Spain’s casino gambling licensing system, a guide for casino operators that want to earn casino gambling licensing or work directly with Spanish gamblers.
Like pro-gambling legislation in other countries, these new laws are designed to protect minors and problem gamblers; this was required to get the law through the more conservative areas of the Spanish government.
Spanish Casino Online
Already, one land based Spanish casino operator (Gran Madrid) has earned the first online operator license from Spain, a feat they accomplished in May of 2011. The next step for the Spanish government will be to launch an IPO in 2012 to privatize their national public lottery, providing additional tax revenue of €6 billion to help put a dent in the national debt. We can only assume that an IPO for the new Spanish casino gambling venture can follow.
Spanish Cassoulet
The Spanish government was uncomfortable with what it called a “legal vacuum” that online gambling operated in, the same legal vacuum that online gambling occupies in North America. Without a legal framework in place to control online gambling in Spain, the Spanish government was essentially allowing unregulated gambling to take place. Other world governments would be smart to follow Spain’s example.